Private Krankenversicherung (private health insurance)

The private Krankenversicherung (private health insurance) is a type of Krankenversicherung (health insurance) in Germany. It is an alternative to the gesetzliche Krankenversicherung (statutory health insurance).

The private Krankenversicherung is available to certain groups of people, for example:

  • self-employed people
  • civil servants
  • people with higher incomes

You usually pay for doctor visits and medical treatment yourself first. The insurance company then pays you back for the costs covered by your insurance plan.